A free primer

Two dates decide what going home costs.

The date you pick

Going home

?

The date you don't

The UK Budget

28 Oct 2026

Planning ahead paid off before the last Budget. Leaving it until afterwards cost money.

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What's inside

  1. 1The residence rules that follow you home, and how long for
  2. 2The five-year rule that can tax gains made while you were away
  3. 3What UK property costs to sell as a non-resident
  4. 4UK pensions and the April 2027 change
  5. 5Where each Gulf state stands, and what is already scheduled to change
  6. 6What is worth settling before 28 October, and what sensibly waits

Why now

01

No transitional window last time.

At the last Budget several changes applied from the day of the announcement, with no transitional window.

02

Structures take weeks, not days.

Structural arrangements take weeks rather than days to put in place properly.

03

There is still time.

Just not afterwards.

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Four quick questions, then where to send it.

When are you likely to return to the UK?
Which of these is most on your mind?
Where are you currently resident?
Are you a US citizen or US tax resident?

Where should we send it?

Photo of Ash

Who this is from

Ash Graham

Titan Wealth

[Short credential line — e.g. chartered status and years advising UK expats in the Gulf]